Implements, verifies, and archives the three remaining Wave 2 changes from openspec/MIGRATION-PLAN.md. - add-wallet-settlement (P3): demo recharge, guarded withdrawal freeze and one-time admin review, paginated own fund entries, idempotent per-shop weekly/monthly settlement statements with commission rate and one-time payout confirmation. - add-merchant-onboarding (P5): personal/enterprise applications with one live application per user, guarded review with mandatory rejection reason, and transactional shop + owner provisioning returning one-time credentials; mall onboarding/status pages and an admin review console. - add-membership-messaging (P7): platform member levels, append-only growth accrual on order completion with guarded one-way leveling, order/shipment/ refund system messages with unread/read state and soft deletion, plus the mall header unread badge. Backend: migrations 0019-0023, new wallet, settlement, merchant_onboarding, membership and messaging modules, event hooks in order/fulfillment/aftersale, and integration suites for each. Shared contract extended and all three frontends updated; code indexes, domain docs, backend guidelines and the migration tracker synced. Verification: cargo test -p vmall-api green twice consecutively; mall, admin and shop-admin builds pass; browser smoke on every new surface; openspec validate --all --strict green (33 passed). The three changes share the @vmall/shared contract, the mall mock adapter and per-app locale/nav files, so they are committed together to keep every commit buildable.
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ADDED Requirements
Requirement: Buyer wallet surface
The mall SHALL render a buyer-center wallet page driven by the selected API adapter through @vmall/shared: available and frozen balance with currency, paginated fund entries, a clearly labeled demo recharge form, and a withdrawal request form. Balances and entries SHALL reflect backend state after each action rather than local-only state. The wallet SHALL be a mall API domain with fixed-adapter fallback methods and LIVE_PICKS wiring following the established per-domain adapter pattern.
Scenario: wallet page loads live state
- WHEN a signed-in buyer opens the wallet page
- THEN balances and the first page of fund entries render from the shared wallet contract
Scenario: demo recharge updates balance
- WHEN the buyer submits a demo recharge
- THEN the visible available balance reflects the credit without a reload and the form is visibly marked simulated
Scenario: withdrawal freezes visibly
- WHEN the buyer submits a withdrawal request
- THEN the visible summary shows available decreased and frozen increased by the requested amount, and the request appears in the withdrawal list as pending
Scenario: fixed adapter remains functional
- WHEN the wallet domain is configured to fixed data
- THEN the wallet page behaves deterministically through the same shared client methods