chore(openspec): archive add-customer-accounts
Sync the customer-accounts capability and the frontend-mall stats requirement into the main specs, and write the capability Purpose the archive leaves as a placeholder so strict validation stays green.
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## ADDED Requirements
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### Requirement: Live customer account statistics
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The buyer-center dashboard and points surfaces SHALL load the signed-in customer's balance, frozen balance, currency, and points from the shared account API rather than `USER_STATS`.
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#### Scenario: account summary reload
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- **WHEN** a signed-in shopper reloads the buyer center
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- **THEN** displayed account statistics come from the selected API adapter and survive browser state loss
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